No one expects their day to end in an emergency room, but nearly 40 million people experience injury-related emergency room visits each year. Injuries always cause trauma and distress and can derail a life in an instant. Sometimes the impacts are temporary, but they may also have permanent consequences. If the injury was caused by someone else’s careless, reckless, or wrongful actions, those temporary or permanent consequences become the damages in a Westminster personal injury claim. Before filing a claim,…

A divorce is as life-changing to both spouses as the marriage was, transforming one household into two and necessitating the division of their marital assets and debts. Moving forward after a divorce feels overwhelming, with much to consider, including finding new living arrangements, opening separate bank accounts, and even beginning new subscriptions to previously shared services such as streaming services and utilities. One question many divorcing spouses ask is, “How does divorce affect my credit score?” Divorce Itself Does Not…

In today’s busy world, multi-tasking has become second-nature, but the results can be devastating when drivers multi-task behind the wheel. Distracted driving risks not only the driver’s life but the lives of others on the road. According to the National Highway Traffic Safety Administration (NHTSA), there were 3,308 lives lost to distracted driving in a single recent year. NHTSA describes distracted driving as “Any activity that diverts attention from driving.”  There are three types of distracted driving in Colorado that…

Every state in the U.S. has its own car accident insurance laws. A handful of states have no-fault insurance laws, while others follow either modified or pure comparative negligence laws where it matters who caused an accident. Colorado became a fault-based insurance state in 2003. Before that time, Colorado’s no-fault insurance laws required all drivers to carry a personal injury protection (PIP) policy. Accident victims in no-fault insurance states must file claims against their own PIP policies regardless of which…

Colorado and California are both motorcycle destination states, not only for their scenic routes but because Colorado now joins California’s lead in legalizing lane splitting for motorcycles. In August of 2024, Colorado’s General Assembly passed a bill legalizing the practice of lane splitting—and lane filtering—allowing motorcyclists to drive in the space between lanes of traffic. Still, the lane-splitting law in Colorado does not offer the same level of freedom to lane-split as California’s law, so it’s important to know when…