Auto collisions have countless causes, but phones and other electronic devices are responsible for many of the wrecks that take place each day. In some instances, it is legal for drivers in certain states to use phones while they are on the road, such as a hands-free device. However, many states prohibit novice drivers, such as a 16-year-old who recently received his or her license, from all types of phone use while driving. Regrettably, some young drivers ignore these regulations…

There are times when good people exercise poor judgment. Such is the case when drivers allow dogs to ride in the front seat or in their lap. The image of a pooch sticking its head out of the window while the vehicle is motoring down a busy street may make for a heart-warming picture, but it’s a legitimately dangerous thing for the driver, other people and the dog.  A more serious problem than you might think The prevalence of pet…

There are many issues to resolve in a divorce. If you have minor children, your most important considerations are likely the parenting plan and child support. Property division is also a key part of divorce, which could include a home, retirement assets and other items of significant value. Understandably, issues such as online passwords and shared streaming services may take a backseat to other considerations. However, shared passwords can play a larger role post-divorce than you might imagine. NPR reports…

Marriages end for many reasons and people are often left with emotional scars following a divorce. Some may be upset with their former partner due to instances of abuse, while others may be bitter about how their ex handled issues during the divorce. People may also have emotional baggage over an affair or some other challenge that led to the breakdown of their marriage. It is understandable to struggle with these feelings, and the divorce process can be very draining…

There are many different types of secured debt, but many would not concern anyone outside of the finance profession. Mortgages and mechanic’s liens, however, are almost synonymous with real estate. They are therefore often relevant to investors, homeowners, commercial landlords and small business. Both of these types of liabilities are often secured against real property. They may both result in foreclosure. However, that is where the similarities end, for the most part. Most people are familiar with the way a mortgage…