In today’s busy world, multi-tasking has become second-nature, but the results can be devastating when drivers multi-task behind the wheel. Distracted driving risks not only the driver’s life but the lives of others on the road. According to the National Highway Traffic Safety Administration (NHTSA), there were 3,308 lives lost to distracted driving in a single recent year. NHTSA describes distracted driving as “Any activity that diverts attention from driving.”  There are three types of distracted driving in Colorado that…

Every state in the U.S. has its own car accident insurance laws. A handful of states have no-fault insurance laws, while others follow either modified or pure comparative negligence laws where it matters who caused an accident. Colorado became a fault-based insurance state in 2003. Before that time, Colorado’s no-fault insurance laws required all drivers to carry a personal injury protection (PIP) policy. Accident victims in no-fault insurance states must file claims against their own PIP policies regardless of which…